Anyone who lives on the Halifax Peninsula knows this is Frosh week. It’s hard not to notice the longer grocery store line ups, busy coffee shops and general increase in student traffic. Being the parent of a third year SMU business student, I know firsthand that frosh week also signifies an upcoming dent in my chequing account as well as his. Tuition, books, student fees, supplies, software and spending money adds up quickly. My son and his friends are probably more financially literate than most due to my constant suggestions (nagging) about how to save money. So when I crashed their “pre-loading before we go downtown” get together and asked them what financial tips they would suggest parents give to their first year students, the four seasoned guys were anxious to pass what every student should know.